So enough of NaBloPoMo. I did something very very interesting today. Interesting in an eerie way. Today my husband and I, along with his brother and sister in law, went to Mont Royal Cemetery (MRC) to reserve our plots. Yes, you read that right. We reserved our graves. Interesting right? Kind of freaky too? Why in the heck would I do that if I'm only 28 years old?
Well, George's mother died unexpectedly a bit under two years ago. We were all emotional and shaken up and then struggling to find a nice place to lay her to rest. On top of that, when you go to make funeral arrangements they want to charge you an arm and a leg for their services. The funeral home charges you for the wake, the flowers, the hearse, and of course the casket and of course they are going to charge you premium rates. I can honestly tell you that we paid over $30,000 to bury my mother in law because the funeral home takes advantage of you when you are in need.
Last week George's partner buried his father. They were a bit smarter about it. The father was ill and they had been expecting this for quite some time so the went to the funeral complex AHEAD of time and booked a package. They pre-paid for everything and the only arrangements they had to make for the wake and the funeral were actual small details like, "what type of floral arrangements do you want? What time do you want the funeral to be."
Of course being curious we had found a nice way to ask about how much they paid vs how much we paid and we found out that it was a lot cheaper. My sister in law called the MRC to find out if there were any graves available close to where our mother in law is buried. It turns out that they are making another circle and that there is a waiting list. When we told them that we were looking into purchasing 10 side by side double plots they bumped us on the waiting list and gave us an appointment for today. The cost of a double plot (27 sq ft) is $7,500. When we buried my mother in law it was $5,000 so basically its increasing at about $1,250 a year. Let's just do some math shall we? I'm 28 years old and plan on living until at least 80...can you imagine how much a plot would cost in 52 years? $72,500 IF there are spaces available. Okay so maybe I'm over doing it. At the meeting today we had said that in about 20 years from now these plots would be going for about $30,000. Could you imagine leaving your spouse or children with that kind of expense? George and I put 20% down on our plot and signed an interest free contract to pay it off over the next 5 years. I think its a great investment because you won't be burdening your family with these kind of decisions when you pass away.
My parents don't live in Montreal right now but they do plan on moving back here eventually. I discussed this with them and also discussed with them how the other family did an entire package and my parents were completely on board. For the time being I just put their 20% down and gave some post dated checks and when they get here in the winter they can decide on what kind of package they'd like as far as a 1 or 2 day wake, type of casket, and tomb stone they want.
I know it sounds eerie, creepy, and a bit sad but we look at it like planning for our future. Let's be honest shall we, we will all die one day. Why not be prepared? You can get taken advantage of when you are feeling extremely emotional or you can have everything prepared and you can just mourn without having all these big decisions to make.
What I found the creepiest is that one of George's cousins bought a plot for his mother, a plot for him and his wife, and one for his kids. Um your KIDS? You have two young and healthy kids. Two kids that will probably grow up and get married. Get married to people who might not want to be buried with their inlaws. Let's be honest, most times the women go get buried where their husbands are. He has one boy and one girl. Does he plan on them sharing? Give it to just one of the kids? Sell it to someone else at a later date? I dunno, I found that part really weird.
Oh lets talk about something a bit more cheerful. I went to my OBGYN today. I lost a pound (I still weigh less than when I joined Weight Watchers)but the baby is growing just fine. She kind of freaked on me (OBGYN) she was like, "I can't yell at you for not gaining weight because your stomach is growing fine, your uterus has expanded properly and your daughter is growing at a great rate (length/weight)."