Sunday, November 22, 2009

Gosh I'm Bad at this Blogging Thing

Seriously, how bad can I possibly be at this entire blogging thing? I keep on telling myself that I'm going to blog and I never get around to it. Mainly because I just don't feel like I ever have time anymore. It seems that for the last three weeks every single day I am rushing home from work only to have to go somewhere else, do something, pick up something. GAAAAAH! Does it ever end? I'm actually looking forward to the snow so I have an excuse for not being able to do anything else... "Oh sorry I'm pregnant and its slippery outside..." "Oh I'm sorry, my husband took the SUV and I'm not going to take the convertible out in this weather..." Yep, being pregnant has more perks then just bringing a little person into the world!

So before I get to the actual subject of this blog I thought I'd share some news with you all. I went for my ultra sound on Nov. 11th and everything is great. My baby is developing perfectly and I no longer have to call the baby "it" "lil person" or any other cute nicknames, its a GIRL! Oddly enough EVERYONE and I mean EVERYONE thought I was going to have a boy but like I said, my baby just to spite everyone would come out a girl! At first I was shocked and maybe a little disappointed. I really wanted a boy first. We want 3 kids and I've always wanted the boy to be first so he could be the protective big brother but I'm very happy with my little girl. Her name is Demitra Hope Ourlastnamehere. But we will call her Demi for short.

I did a 3D ultra sound and we were able to see soooo many wonderful details from the baby. Like, I can tell you that she has my lips and she has big eyes like me. She opened her eyes for a spilt second and all 3 of us were like WOAH! Big eyes! My husband has small eyes so we knew she was looking like me! I'm totally down with that. I think I'm pretty freaking cute and apparently my baby is on the right track.

Things with work are going pretty okay as well. I still hate my co-worker and think shes a lying sack of shit but I am working well with her. I figure if my boss wants to ignore all the signs then its just not my place to step in and say something. I mean, this girl is in the early to mid 30's and constantly needs emails or telephone calls to remind her to send in expense reports, she wants to go against everything our head office says...she's just a huge pain in the ass but the way I see it...I'm going to be on mat leave by Feb 2010 and I won't have to deal with her for another 14 months. What do I care if she pisses off my replacement? Good luck to them!


Now onto the subject of this blog post: MONEY!!!

Now I totally get that times are tougher this year than other years. Our economy is in the crapper, people are losing their jobs left right and center and of course to even out the playing field everything is more expensive but is that any excuse to be living paycheck to paycheck?

I've been reading things on Facebook and other friends blogs where all the do is complain about the lack of money. It's like, "If I buy shoes that I really NEED, I won't be able to eat lunch for the next week". Um excuse me? Most people whose blogs I read and who I friend on Facebook are people who are employed full time and have been for some time now and in their mid 20's to early 30's. Didn't we already pass that paycheck to paycheck time in our lives? The times that we just made the minimum payment on our credit cards and immediately spent it after the transaction went through?

For those people who do live paycheck to paycheck, how do you handle an unexpected expense like your car breaking down, getting into a car accident and not being able to work for a few days/weeks? What if you need to take time off of work to help a sick parent? How do you handle that loss of income?

Now I'm no money guru and I'm horrible with saving money but I do it because I'd hate to be in a position where I had to choose between putting gas in my car and eating dinner. (And no I'm not being extreme in my examples, this is shit I've read!) How can you be so tight for money? How can you live in such a bind? So restricted, so...not living?

I'm 28 years old, married, and expecting my first child. I'm a homeowner, a pet owner, and we have two cars. Unexpected expenses ALWAYS happen. A trip to the vet, a car in the shop, something at the house not working 100%, renovating the basement, business expenses (husband owns his own companies) and I'm just thinking if we spent every single penny we made before we even made it how in the heck could we afford anything else? We like to shop and buy new clothes (hey I AM gaining weight slowly here), we like to buy our dog new treats and toys, we like to eat out every now and then, of course we are getting Demi's room ready and planning her baby shower...and I just couldn't imagine being happy if every penny I had was allotted somewhere. I don't think I'd be very happy if I always had to tell myself if I do one thing then I can't do another. And I'm not talking big things either here folks, its not like I'm debating between a 7 day trip to a 5 star resort or a 5 day trip to Vegas. I'm talking about either a new pair of winter boots not having lunch money for a week. Ummm? Kinda hard to decide and be happy about the decision right?


I dunno, maybe I'm crazy but I don't think that anyone in our age bracket that is employed full time should ever be in these positions!

What makes me laugh a lot is that one of the main reasons that our high school reunion turn out was so low is because people complained about the cost of the ticket. The tickets were between 64$ to 75$ depending on how early you purchased your ticket. You KNEW for 10 years that you'd have a 10 year reunion...Although we hadn't given the location to our classmates in advance we did give them an estimated price range (between 50$ to 80$ per person) and people were fine with it...or so they said. Our reunion website had like over 100 people as "attending reunion" and the actual turn out was kinda blah. When asking classmates why they didn't come their first response was "money." Wow. Oddly enough, people didn't want to pay 70$ a person for a reunion but now they want to do a 15 year reunion on a CRUISE! Yeah okay folks. You didn't want to pay less than a 100$ per person but you are going to pay upwards of 1000$ per person to be on a cruise ship for 5 to 7 days with a bunch of people you barely want to see for a few hours every 10 years? Okay.. you plan that and let me know how the turn out is okay?

2 comments:

  1. So glad that you and baby are doing well!

    I don't understand some people's financial situations at all. I work part time now and when I was working full time I was supporting my ex, though he made more than me (when he was working). Times were tight, and I would complain, but that was usually cuz I was drinking cheap beer instead of Bud Light, lol. I know that some of these individuals you are speaking of are working full time, don't have kids (like I don't), and probably make at least the same as me an hour if not more. Actually, I would be willing to bet that many who complain about money like this make probably twice as much as I do... Most people don't have the first clue about money management.

    I don't have credit cards. If I have an emergency, I have money put aside and keep stock piles of frozen and dry foods (i.e. ramen & soups). Yes, I live with my parents, but that's why I can afford to work part time right now, not full time. But living with my parents doesn't mean that I live expense free. I have bills & I feed myself and try to help my parents with what I can (like buying them groceries when dad was off work for 2 months & mom was on disability). If I'm complaining about money, it's cuz I can't afford good beer or concert tickets, not shoes... You know when your shoes need replacing, it's real easy to budget, you don't need to spend a lot either. Payless has good shoes, especially if you're on a budget! Well I do sometimes just like to complain too lol.

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  2. Congrats on it being a girl!!!!

    Yeah I'm tragically not as financially stable as I should be. Let's not go there tho, it's depressing...

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